Remnant

Build your Anchor,Chart your Future

Remnantconvertsyourdownpaymentintoadynamicassettoprotectyourmortgagepaymentsandgeneratetax-freeretirementincome.

Meet Remi

Your Personal AI Financial Navigator

Remi is your financial co-pilot — built to translate complex insurance and mortgage strategies into clear, personalized guidance. Ask questions, run scenarios, and understand your plan with confidence.

Remi AI is trained on a multitude of Indexed Universal Life (IUL) insurance and Mortgage policies and strategies to recognize real life scenarios and create the most efficient solution.

1500+

Policies Analyzed

Our financial models are designed to ensure accuracy, transparency, and compliance with industry standards.

99%

Compliance Rate

Stay compliant with regulatory requirements through our detailed compliance and risk assessments.

2 in 1

Human Guidance

Human guidance and AI assistance to help you make the best decisions.

Three Point Solution

What We Offer

At Remnant, we specialize in translating your down payment savings into a dynamic financial asset — one that funds your home, secures your retirement, and protects your family, all at once.

Home Ownership

Building Equity Through Your Policy

Use your cash value as collateral to access capital for a down payment
Achieve homeownership on a similar timeline as traditional saving, but with protection and growth built in
Maintain insurance coverage while building equity

Retirement Income

Tax-Free Income When You Need It

Tax-free policy loans provide retirement income when you need it
Your anchor capital guaranteed floor means predictable cash flow
Supplement other retirement sources without depleting investments

Life Insurance

Protection That Works While You Live

Comprehensive protection including chronic illness and critical disease coverage
Tax-free death benefit for your family
Financial resilience when health challenges arise

Remnant Simulator

One Policy. Three Outcomes.

Age

Gender

Tobacco Use

Acc. Cash Value

Your target savings of $ - K earn index-linked credit and grow tax-deferred, unlocking the power of compounding. Future surrender value at age 65: $ - K

Cash Value Credit Interest

Index-linked credit to the S&P 500 with a floor (e.g., 0%) and cap (e.g., 10%). Current model uses 6.33% (illustrative). Not guaranteed.

Mortgage Interest

Assume your mortgage interest rate (fyi. Average rate in last 30 years history, 4.5%)

Remnant

Build your Anchor,Chart your Future

Meet Remi

Remi is your financial co-pilot — built to translate complex insurance and mortgage strategies into clear, personalized guidance. Ask questions, run scenarios, and understand your plan with confidence.

Remi AI is trained on a multitude of Indexed Universal Life (IUL) insurance and Mortgage policies and strategies to recognize real life scenarios and create the most efficient solution.

Three Point Solution

At Remnant, we specialize in translating your down payment savings into a dynamic financial asset — one that funds your home, secures your retirement, and protects your family, all at once.

Home Ownership

Use your cash value as collateral to access capital for a down payment

Achieve homeownership on a similar timeline as traditional saving, but with protection and growth built in

Maintain insurance coverage while building equity

Retirement Income

Tax-free policy loans provide retirement income when you need it

Your anchor capital guaranteed floor means predictable cash flow

Supplement other retirement sources without depleting investments

Life Insurance

Comprehensive protection including chronic illness and critical disease coverage

Tax-free death benefit for your family

Financial resilience when health challenges arise

Remnant Simulator

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-

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Acc. Cash Value

Cash Value Credit Interest

Mortgage Interest

Remnant