An Indexed Universal Life (IUL) insurance policy is a unique financial tool that combines life insurance protection with market-linked cash value growth. Unlike traditional investments, IULs offer:

• • Tax-deferred growth on your savings
• • Zero market-loss risk-your principal is protected when the market drops
• • Access to accumulated cash value for major life goals like buying a home

Save Smarter.
Buy Sooner.

Saving in an IUL through Remnant gives you more than just a down payment-it gives you a head start on life.
Own your home. Grow your wealth. Protect your future.

How Remnant Complete Works with an IUL

• 1. Save Smart, Not Idle

  Instead of parking your down payment in a low-interest savings account, you contribute it into a Indexed Universal Life (IUL) policy-designed for growth with market-linked returns and downside protection.

• 2. Unlock 100% Financing

  Your IUL's cash value becomes proof of financial strength, allowing you to secure 100% mortgage financing without a traditional 20% cash down.

• 3. Keep Growing While You Own

  Even after the mortgage is funded, your IUL continues to grow-tax-deferred-potentially building long-term wealth that supports retirement and life insurance coverage.

• 4. Built-in Safety Net

  In hardship or unexpected situations, your policy's cash value can help cover up to 24 months of mortgage payments, avoiding foreclosure and protecting your home.

• 5. Retirement Ready

  In the long term, your policy transitions into a powerful asset, enabling tax-free income in retirement while preserving a death benefit for your family.Learn More