Why Remnant Retirement?

You save into an Indexed Universal Life (IUL) policy - your money grows with market-linked returns, protected from market losses. This growing value can be used for both retirement and home financing.

Build your retirement.
Buy your home.
Do both—smarter.

Traditional Plans
Remnant Retirement
Growth Potential

Subject to market volatility

Market-linked growth with downside protection.

Tax Benefits

Roth IRA-tax-free income

Tax-free income

Limits & Caps

Annual contribution limits

No fixed upper limit on contributions

Liquidity

Limited access before 59½

Flexible access through policy loans

Protection

No protection built-in

Includes lifelong life insurance

Living Benefits

Separate from retirement

Critical Illness and chronically illness coverages

Home ownership

Separate from retirement

Built into your plan

The Remnant Advantage

  • • Grow your retirement savings
  • • Access funds to help buy a home
  • • Enjoy tax advantages and lifetime protection
  • • No cap like 401(k) or IRA limits
  • • Keep control and flexibility
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